W E S E T T L E DSplit expenses
effortlessly
Track shared expenses, settle balances, and never argue about money with friends again.
Have an invite link? Join a group
P O W E R F U L F E A T U R E S
Everything you need to split expenses
Built for the way groups actually share costs. From weekend trips to monthly roommates.
Multi-Currency
Split in any currency
with real-time rates
Group Splits
Unlimited groups for
trips & roommates
Multi-Payer
Expenses paid by
multiple people
Recurring Expenses
Auto-add bills like
rent monthly
Offline Support
Works even without
internet connection
Stats & Budgets
Track spending &
set budget limits
H O W I T W O R K S
Split expenses in three simple steps
No complicated setup. Just add expenses and let the app handle the math.
Create a Group
Name your group, pick a currency, and invite friends via link, QR code, or phone contacts.
Add Expenses
Log who paid and how to split it—equally, by amount, by percentage, or select specific members.
Settle Up
See who owes whom instantly. Pay via UPI, cash, or any method—the app minimizes transactions needed.
F R E Q U E N T L Y A S K E D
Common Questions About We Settled
Everything you need to know about splitting expenses with friends and groups.
We Settled is a free expense-splitting app built for travel groups, roommates, and couples in India. Whether you're splitting a Goa trip with college friends, sharing rent and WiFi bills with flatmates in Bangalore, or tracking everyday expenses with your partner, the app handles the math. Add expenses as they happen, and We Settled shows who owes whom—no spreadsheets, no awkward conversations.
We Settled is 100% free with no premium tier, no ads, and no hidden fees. You get every feature—multi-currency support, recurring expenses, offline mode, UPI integration—without paying anything. Create up to 100 groups, add up to 100 members per group, and track up to 1,000 expenses per group, all at no cost.
Unlike Splitwise, We Settled is completely free—no Pro subscription needed for features like receipt scanning or currency conversion. It's built India-first with native UPI support (Google Pay, PhonePe, Paytm), works fully offline for travel, and uses phone OTP signup instead of email. You also get recurring expense automation and multi-payer support included.
Yes! When you're ready to settle up, We Settled shows exactly how much to pay and to whom. Tap to open UPI apps like Google Pay, PhonePe, or Paytm directly. After payment, record the settlement in the app so balances update for everyone. No bank details or UPI IDs are stored—just simple tracking.
Absolutely. We Settled supports 8 currencies: INR (₹), USD ($), EUR (€), GBP (£), AED (د.إ), THB (฿), JPY (¥), and SGD (S$). Each group has a base currency, but individual expenses can be in any currency. The app converts foreign expenses automatically using real-time exchange rates—perfect for international trips from India.
Create a "Flatmates" group and set up recurring expenses for rent, electricity, WiFi, and maid—each with the right split (equal, by room size, or custom). The app auto-creates these expenses monthly, calculates each person's share, and shows the running balance. When someone pays the landlord or bills, record it and everyone sees updated amounts.
Yes, We Settled works fully offline. View groups, balances, and history—plus add new expenses—all without internet. Everything syncs automatically when you're back online. Essential for road trips, treks, or international travel where connectivity is spotty.
Download We Settled from the App Store (free), sign up with your phone number via OTP—no email required. Create your first group, name it (like "Manali Trip" or "Flat Expenses"), invite friends via WhatsApp link or QR code, and start adding expenses. Setup takes under a minute.
Have more questions? Check out our complete FAQ page.
R E A D Y T O S E T T L E U P
Download We Settled
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